Now is the time of year to buy Thanksgiving items! As you see here, you can often get up to 90% off Thanksgiving items if you buy them after Thanksgiving rather than before! Usually for the first few days afterwards, they are 50% - 75% off but, keep your eyes out through the month of December and you can get items for up to 90% off their original prices!
A Table Runner for $2.59 rather than $12.99.
Place-mats for .59 each rather than $2.99 each,
Now is also the time of year to bring out the Christmas items you bought last year for up to 90% off. Now is not the time of year to buy Christmas items. I would suggest going without what you want this year if you did not buy them on clearance last year. This is an exercise in self-discipline. If you buy what you want now because you forgot or didn't do it on clearance last year, you will likely overspend and not have the desire to buy more when it is on clearance. If you wait and make do this year, you will have given yourself the incentive you need to remember to buy clearance.
Christmas cards for .39 rather than $3.99.
A tablecloth for .99 rather than $9.99.
Ornaments for .79 rather than $7.99.
When you are tempted to buy what you want at a convenient time, rather than waiting for sales, remember that buying like this is going to save you money for other things. Try to give yourself a thought of what you are going to do with those savings to better your life. Are you going to pay bills you would otherwise have to worry about? Are you going to pay down debt? Are you going to save your pennies so you can invest? You can buy smart and still enjoy almost everything you otherwise would. If you really wanted a certain color scheme this year, tell yourself you will in time. There are some sacrifices to be made to live frugally, but in time, you should be able to turn things around for yourself and be able to have what you want. In the meantime, you are being smart and having goals that will take you places.