The book is primarily for young people to be inspired to start saving young. However, it is good to start at any age. What I love about this book is that it thoroughly empowers people to do what they can with what they have and that they can make a difference for themselves by doing small things now.
Saturday, May 23, 2015
I just finished a book my daughter recommended called Flipping Burgers to Flipping Millions.
In the below charts, Bernard shows how he started small and worked his way up to overseeing a number of stores. He shows how since he started saving for retirement young and didn't touch the money, that he will be set for life and his descendants will also be set.
Sunday, May 17, 2015
I have talked about changing your think into a thunk before. What I mean by this is learning to think differently about money. For my personal journey, I remember literally having to change from a poor mindset into a wealthier one. Here is a chart that talks about different mindsets in different social classes from the book Bridges Out of Poverty. I hope you can read it easily.
So, hopefully you can use this chart to challenge your thinking a bit and find out where you fit. If you think poor, you can work on changing that mindset a bit.
Monday, May 11, 2015
Here is a how to on fiddleheads!
Yesterday, I ordered some of this from Swanson Vitamins. www.swansonvitamins.com First, I looked on Retail Me Not for a coupon code so I got 10% off for that. But then, I found a competitor who had the supplement for much less. I had other items I wanted from Swanson so I still went ahead with the order.
I wrote to Swanson and told them of the competitor's price and sent them the link to the competitor.
Here is their reply:
Dear Valued Customer,
Thank you for contacting Swanson Health Products.
We would be happy to price match these items for you! Please be assured that a $11.76 credit has been issued on your order number.
So, I was paid $11.76 for about 5-10 minutes of my time. If you figure that as 10 minutes work and x that by 6 that is equivalent to $70.56 per hour. It pays to do a little extra homework!
Tuesday, May 5, 2015
Monday, May 4, 2015
Sunday, May 3, 2015
This is a lemonade I make in the summer. However, it is not the heavy, syrupy lemonade you buy in the store. It is better for you and very light and refreshing. I take a lemon, cut it in half, squeeze the juices into a large pitcher and add sugar to taste. I like to add just enough sugar to make it sweet but still very light. The real lemon makes it so refreshing and much better for you. I make a gallon with a whole lemon but if you wanted to squeeze your pennies a bit further, you could use 1/2 a lemon.
Here I have some canned plums. Later on, when the plums are gone, I will take this leftover syrup/juice and add it to the drink for a little bit of a different taste and some savings on sugar. .
I must confess I am a lazy gardener. I don't like to start my tomatoes inside and then transplant them outside again. I often just plant the seeds right in the ground. I have used cut empty milk-jugs for mini-greenhouses before but I didn't have any this year so I re-used the jugs that I had collected sap in to make maple syrup. The milk jugs worked well in the past so I suspect these will work well as well. I should have maybe cut them to use one per plant rather than two, but, being the lazy gardener I am, I have faith that it will all work out and it usually does. :)
I have my complete garden in already this year which is a head start! It has been so warm this year already. This is why I really got to thinking about little greenhouses in case the temperature dips. I put the seeds into the ground, watered it and plopped the container on top. I will keep an eye on them once they pop up to make sure they don't over heat.
Here is an article about using jugs as a complete el cheapo greenhouse. http://www.greenphonebooth.com/2012/07/how-empty-milk-jugs-changed-my-garden.html There is no need to spend oodles of money on a greenhouse if you don't want to!
(Photo taken from another milk jugs as greenhouse site)